What are you really paying in Stripe fees?

What this counts

• What your customers paid is the Converted Amount of each paid card payment, in your account’s currency. Stripe’s fees are its Fee plus any Taxes On Fee, which Stripe writes on top of the Fee.
• A refunded payment counts in full, because Stripe keeps its fee when you refund. Leaving it out would make your rate look lower than it was.
• A card’s country is the country of the bank that issued it, which is what Stripe’s fee for international cards goes by. It is not where your customer lives. Stripe’s fee for international cards is part of the Fee.
• On a disputed payment the Fee includes Stripe’s dispute fee, so it counts in its country’s rate.
• When a payment was in another currency, Stripe charges for converting it. In recent exports that charge is in the Fee. On older payments Stripe took it through its exchange rate, which lowers the Converted Amount instead, so it is not counted here.
• Stripe’s fees for Billing, Invoicing, Tax and Radar are charged apart, not on each payment, so they are not in this export. Stripe’s balance report has them.
• Amounts settled in different currencies are never added together.

Also in your file

• 32 card payments were refunded in part or in full, $1,858.50 in all. They count in full, with their fees.
• 3 card payments were disputed, all from the United States. Each one’s Fee includes Stripe’s dispute fee, which raises that country’s rate.
• 8 paid payments have no card country, as a payment through Link or from a bank account does, $10,320.00 with $40.00 in fees. They are left out of every figure.
• 71 payments failed. A failed payment carries no fee, so they are not counted.
• 18 payments were never taken, canceled or left incomplete, so they are not counted.